We can help you determine how much mortgage you can afford and whether its better to "buy down" your interest rate.We can tell you whether its cheaper to buy or lease a vehicle - by calculating the effective interest rate (which the car companies don't disclose).We can tell you the benefits and pitfalls of borrowing from your 401(k) plan, for whatever reason.We have very small, flat fees for all of these things AND MORE. We have strategic alliances in place with several mortgage brokers to help you get a mortgage that works for you.